The Bank is not your Friend, Part 2.

There is no "undo" button. When a fast-food cashier at Burger King accidentally entered $4,300 for couple of hamburgers onto a debit card, the money was gone from the account for three days. Despite Burger King's immediate action to refund the money, Bank America sat on the money for three days.



This kind of mistake could happen anywhere, anytime, and the three days
involved could cause a missed mortgage payment, a bank penalty fee, and
a permanent black mark in a credit history, but there's still nothing
the Bank will do about it. In fact, they made more money from the
mistake in two ways: charging Burger King to process the refund, and
the 3 days interest on $4,300.



When you signed that debit card agreement, you gave all your rights
away, and it can cost you real money. When it comes to online banking
and debit transactions, the banks are watching their money, not yours.



The Bank is not your friend, part one.

Free Toll Payment for Foreign Diplomats

The recent un-diplomatic
complaints from London’s Mayor concerning the U.S. Embassy in London’s refusal to pay
taxes from which diplomats are exempt gave me an idea. The United States should exempt foreign diplomats in
the United States
from tolls. We should give them all free EZ Passes attached to their license
plates. It would make them a lot easier to track. The State Department should
probably start embedding an RFID tag in their tax-exempt cards, too.

Of course, they may already be embedding RFID tags in the license
plates. The automated toll gates could easily be connected to a shadow
tracking system. You could find out for yourself with an RFID reader, but you'd probably have more fun with an RFID reader/writer after you figure out who uses field-programmable RFID chips.

Is Cheating Rampant at GWU?

Monday, March 20, 7:30 PM, Duques Computer Lab, GWU. You can tell it's time for midterms at GWU again because the computer lab is full of students collaborating on take-home computerized midterms running through Blackboard.
One student takes the exam, the others gather around, write down the questions, and look up answers on Google. Later, the others will use the written-down questions to look up answers before they start the timed on-line version. It's a decidedly low-tech form of cheating in the information age.

Surprising factors: how loud they are, how little shame they have, and how nobody cares. So cluelesswere the students that I drafted this entire entry while sitting next to them. The professor could allow teamwork on midterms, but I highly doubt it. Then again, since this is the GWU’s Business school, training the executives of tomorrow, so perhaps it’s a nod to the reality of the business world.

While GWU specifically prohibits this kind of activity in its Code of Academic Integrity, it's pretty meaningless when the administration admits athletes to GWU who never completed high schoool. The difference between what is said and done increases as universities try to compete athletically and academically. Both student and administrative cheating devalue the credential for which I'm paying with time and money.

Until GWU's President, Stephen Joel Trachtenberg, takes a stand on one, the other is not going away any time soon.

Footnote: In Freakonomics,
Stephen Levitt and Stephen Dubner discuss Paul Feldman’s self-serve bagel business. Feldman’s honor-system payment and meticulous record-keeping showed that executives were more likely to steal bagels than lower-level workers. Feldman attributed the difference to an “overdeveloped sense of entitlement” while Levitt and Dubner suggest that “cheating was how they got to be executives.”

Following up before I leave for Spring Break

Since I detailed the script
attacks on my Apache box looking for unpatched open-source software like phpmyadmin and Mambo
, I get interesting search traffic from people looking for the hacking tools
and scripts involved. They search for “pmafind” and “r3v3ng4ns,” and I think
they’re actually looking to try and use the scripts rather than defend
themselves.

I notified the netblock owner of every U.S.-based server I’ve
identified trying to log onto my Linux
box using SSH, and everybody I’ve notified said, yes, they had an issue and
were taking the box offline. Some script-based attempts used over 1,000
usernames and passwords. Too bad the vast majority of them were overseas.




I have still had no luck in identifying the “mystery
location” listed in my Google
Maps tour. I was going to post pictures of it from the ground, but the
signs surrounding the area prohibit that, so you won’t be seeing them here.



Declan Butler
is doing cool things with tracking the Avian flu on Google Earth, and has
another Google Earth/GIS story coming out soon. 

I hope that when I return from Spring Break (undisclosed
location), the world isn’t all 28 Days Later.